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The debt snowball is a popular way to payoff debt. But what might be more practical is the debt avalanche. See how they differ.

Debt snowflaking can help you reduce your debt with small amounts over time. For many this is a great way to be debt-free, especially credit card debt.

21st Century reality is that most of us live with some level of debt for most of our lives-how does that impact retirement planning?

Do you know what you'd do with a cash windfall before you actually get it? If you don't plan out what you'll use it for, you may end up regretting it later.